Start Your Church Loan Request with Church-Financing Specialists
Griffin Church Loans focuses exclusively on church financing and helps churches move forward with purchase, refinance, renovation, expansion, and construction financing needs.
Why Churches Contact Griffin
- 2,000+ church loans closed
- $2 billion+ in closed church loan volume
- $75,000 to $35,000,000 loan amounts available
- No upfront fees
- No personal guarantees needed on most church loans
- Answers within one business day
Use this page to start the process, outline your church’s financing need, and hear back on the most appropriate next step.
Why Churches Reach Out To Us First
Many churches reach out before every detail is finalized. They may still be comparing properties, evaluating a refinance, planning a renovation, or trying to understand what a lender will realistically want to see.
That is normal.
The goal at this stage is not to submit a perfect package. The goal is to get clarity early, understand what may be possible, and avoid wasting time on the wrong path.
- Purchasing a church building or ministry property
- Refinancing an existing church loan
- Renovating or expanding an existing facility
- Financing construction or major property improvements
- Understanding what may be possible before preparing a full package
What This First Step Is
This is the beginning of the lending conversation.
You do not need to have every detail finalized before reaching out. This first step is designed to help Griffin understand your church’s goals, timing, property situation, and financing need so the team can guide you toward the right path forward.
What Happens After You Submit
- Initial Review — A Griffin specialist reviews the basic details of your request and your church’s financing need. Completed the same day.
- Follow-Up Conversation — Your church is contacted to discuss the property, loan purpose, timing, and overall situation in more detail. Completed the same day.
- Next-Step Guidance — Griffin explains what may be possible, what information is needed next, and how your church can move forward efficiently. Completed the same day.
The purpose of this process is to help your church move forward with more clarity, less guesswork, and a better understanding of what the next stage may require.
Helpful Information to Have Ready
You do not need a full package to begin. However, it helps to have a general sense of:
- The property address or location
- The estimated purchase price or property value
- The approximate loan amount needed
- The purpose of the loan
- Whether there is an existing mortgage or other debt
- Your church’s general attendance, giving, and financial picture
Having these basics in mind can make the first conversation more productive. But don’t worry if you are missing some information — you can still start the conversation.
Why Churches Choose Griffin Church Loans
Church financing is different from conventional commercial lending. Churches often need a lender that understands ministry realities, stewardship concerns, changing facility needs, and the practical issues that shape borrowing decisions.
That is where specialization matters.
Griffin’s value is not simply offering church loans — it starts with a conversation built around church-specific financing, not a generic commercial lending process.
This helps churches understand what is realistic, what matters most, and how to move forward without wasting time.
Is This the Right Time to Reach Out?
This page is a good fit if your church is:
- Actively planning a purchase, refinance, renovation, or construction project
- Comparing church financing options
- Trying to understand what may be possible before preparing a full package
- Looking for a church-focused lending partner
Even if your church is still early in the process, this is the right place to begin.
Common Questions Before Starting
Is this a full application or the first step?
This is the first step. It begins the conversation and helps determine whether your church loan is likely to be approved.
How quickly will someone contact us?
Most of the time, we reach out the same business day.
Do we need a full application package?
No. This form is meant to start the process. Additional details can be provided later.
What types of financing does Griffin help with?
Purchase, refinance, renovation, construction, and broader church financing needs.
Are there upfront fees?
No, there are no upfront fees.
Are personal guarantees required?
Personal guarantees are not needed on most church loans.
What information matters most initially?
Property details, loan purpose, estimated amount, timeline, and general financial picture.
What if we are still early in the process?
That’s actually the best time to reach out. We can help estimate what your church may qualify for so you have a working budget.
Ready to Get Started?
Complete the one-page church application — it’s quick and easy.
Prefer to speak directly? Call (800) 710-6762.